Brazil did PIX which in that case the middleman is the government and everyone got to benefit from
Isn't PIX a payment scheme?
Open banking is slightly different, as it's more about account access (although with read+write access, you can kind of build it into a payment scheme as well, although it's usually clunky).
alt Hacker News
Isn't PIX a payment scheme?
Open banking is slightly different, as it's more about account access (although with read+write access, you can kind of build it into a payment scheme as well, although it's usually clunky).