alt Hacker NewsShow HN: Open-source Stripe Connect alternative
Hey, I'm Ben. I built Zoneless because I was paying so much to use Stripe Connect on my own marketplace. The fees were really, really bad, and it was also limiting in terms of the seller countries I could onboard. To give you an idea, I was paying around $9,000 per month in fees just to run payouts. Using Zoneless, that cost goes down to around $6.
I've been using it personally for the past few months, and onboarded 5,000+ sellers and done 3,000+ payouts. 74% of new sellers on my marketplace choose Zoneless over Stripe, which is really interesting. I appreciate crypto and stablecoins are a bit of a touchy subject, but for this use case of sending global payouts cheaply, it's perfect.
The project is open source with an Apache 2.0 licence, which means there's the benefit of no lock-in and no risk of your account getting flagged or shut down. It also has an almost identical API and dashboard to Stripe.
Would love to hear any feedback you may have in the comments.
Comments
Cool project, what is your marketplace you are referring to if not a secret?
Also the pricing is not very clear - you mention your costs went down to $6, but the first paid tier is $99/month ?
read it again, ah this is USDC but not sure if that is still safe, i know tether has a lot of issues and fragility and some very dodgy stuff
so take normal cards then pay out in USDC....is that safe?
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How do you handle refunds & chargebacks? And do you have a maximum amount that can be charged?
For context - I'm building a marketplace for artists and struggling to find a global payouts rail. The ones that exist have really high turnover requirements or reject new marketplaces that deal with higher value physical items due to chargeback risk.