I really disagree with that stance. It would be trivial to have it ask you questions about what it produced to ensure you understand. I’ve literally already done that several times.
"Understanding" someone else's solution is not comparable to solving it on your own, even if you can answer some questions about it. It builds extremely fragile surface-level understanding.
That struggle and repeated failure before finally connecting the dots on your own is how you build intuition and deep understanding.
From what I can tell, the value add for AI seems to be this behavior you're describing
But the value add being marketed is something entirely different, which is where the disconnect is coming in
We're way too far down this current UIUX disaster to pretend "sane defaults" is a nice-to-have.