Intelligence is a slippery term, as plenty of smart folks have made dumb decisions. That said, I’ve noticed that many people who don’t understand why their choices are subpar tend to blame others, i.e. life happens to them. Someone more aware might internalize their failures. Plenty of mutations of this mechanism.
Along this particular axis I prefer to think of intelligence is to wise as smart is to knowledgeable. It may be simply wordsmithing but it provokes empathy.