You can't. I'm in SF, and you need to realize that the people already here are not paying the market rates for housing, either via rent or via property taxes.

The current rate for a two bedroom in most of SF is approaching $6000/month right now. Apartments at $5000 have lines of applicants. My partner and I are paying about half that for our apartment... and we haven't lived here that long.

If we were trying to move here for work now, we absolutely wouldn't be able to afford it.

>"You just can. Nearly a million people do"

And that number hasn't budged in decades. It is a completely ossified community. There's the folks who bought their houses 20-30 years ago and stayed put thanks to prop 17, their adult children living with them waiting for them to die, the young single tech workers willing to fork out $3k for a studio or live with roommates, the nepotized $300k+ earning public service employees, and the rest of the non-tech workers resigned to the crime-ridden pockets of the east/south bay that can still be afforded with an entire family's income. That's basically the entire population.