An old variation:

Fred and Wilhelmina are in bed together. Fred tosses and turns, unable to sleep. "Fred, what's troubling you?"

"You know Bjarne from the bank? Well, a balloon payment is due tomorrow on my loan, and I don't have the cash flow to pay it."

Wilhelmina thinks for a bit, then reaches for her phone. "Betty? Yes, this is Wilhelmina. Sorry to call so late. Would you tell Bjarne that Fred can't make the loan payment tomorrow? Yes, that's all. Good night."

Fred states at Wilhelmina, aghast. "What did you do THAT for?" She smiles. "Now it's Bjarne's problem. Let him toss and turn, you can go to sleep."