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cuu508today at 4:32 PM1 replyview on HN

> Make sure you register mailing addresses with your credit card institutions

Sorry for a dumb question but what would one use as a mailing address? Rent a PO box, or use a mail forwarding service, something like that?


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qurrentoday at 4:37 PM

Any of a number of virtual mailbox services which can receive mail for you, e.g. anytimemailbox.com but there are several. You can either pick up in person, or they offer services like mail forwarding, opening and scanning, etc.

Besides privacy against leaking your sleeping-address to businesses, they're also convenient for avoiding package theft if that's a problem in your area, and receiving/forwarding mail if you travel a lot for extended periods of time.

I'd recommend against PO boxes because (1) they get rejected by some services (2) UPS and FedEx won't deliver to them.

Because these businesses have to register as CMRAs and you have to sign a notarized form for them to legally receive mail for you, some services will still detect it and not let you use the address, but my experience for the most part has been that most US financial institutions let you enter a "residential/legal address" (no CMRAs allowed) and a "mailing address" (CMRAs allowed) separately, and the mailing address usually becomes your billing address.

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