This consumer/suburbia-level checklist of individual eco merit is more of a scapegoating ritual than something that makes a difference. This is not a job for solar panel rebates. It’s more of a job for things like Extinction Rebellion; political demonstrations and activism that forces the issue. Which in turn (if successful) will lead to real organized work towards and ecological future. One where we are chipping in together rather than hunking down in our single-home bunkers with our plastic recycling and electric bicycles.
Although things like adoption of EVs does probably have a great positive impact on the local pollution levels.
I agree, you can’t shop your way out of political issues and joining a polity is probably the best thing you can do. Still, having to make a choice I’d opt for buying the more sustainable option.