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kybernetikosyesterday at 12:39 PM1 replyview on HN

The relationship is that the service and rewards you get are subsidised by generally poorer people who mess up their financial planning.


Replies

vascoyesterday at 12:45 PM

Rewards are paid out for transactions, not interest paid, that's all. Otherwise poor people failing payments would get more rewards than the rich which don't. The dynamics would be completely different.