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ThePowerOfFuetyesterday at 1:52 PM1 replyview on HN

That comes out of the merchant's pocket, who has priced it into the sale price you are paying.

It is not, thus, free money, at all.


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recursivecaveatyesterday at 7:10 PM

On a macro level, that's true. On an individual level, your avacados cost 3% more whether you use credit or debit, it's just your choice to recover 2.5% from that back in rewards or not.

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