>I do wonder if my next computer should be a Mac Studio instead of a MBP that lives its life docked.

Having owned 3 MacBook Pros since 2008, the decision to make my next computer be a Mac Studio came down to (1) MacBook thermal throttling that slows down CPUs when it starts to overheat and (2) easier upgrade of Mac Studio SSD with after-market storage module whereas the MacBook requires more complicated disassembly and hot air gun to dislodge the surface mounted SSDs.

I have a brand new M5 Pro MacBook Pro I don't like it when the fans turn on. The Mac Studio will be faster and quieter for the same workloads.