In the last 30 days my LLM spend, if paid at API rates, would be $19,431 (and that doesn't track online chats or my Github Action reviews). Now I wish I was making $200K/mo but I'm not, no where close. I got all that for $220 on subscriptions.

Yes, LLMs are awesome and let me do things faster but I would be using them far less if my only option was the API. I used coding agents prior to subscriptions (Aider) and spent <$200 total before abandoning it due to cost. The results were good, but not worth the price for me.