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strix_variustoday at 12:08 AM2 repliesview on HN

Because cash and debit allow you to pick the time in the month when you happen to have the ability to pay for something.

Frankly these questions astound me, do y'all really know no low income folks?


Replies

brainwadtoday at 9:22 AM

You can always use a credit card as a debit card. Pay it off to zero every day. Indeed with the very low limit cards people with bad credit can get, you kind of have to pay it down faster than the bill comes if you want to keep using it.

gblarggtoday at 12:28 PM

With cash: you must have the money when you make the purchase.

With card: you can set the cash aside at the time of purchase to pay when the card bill is due.

How does the card give you less flexibility or make it harder to pay for?