Isn't this practically every TOS though?
Nearly every TOS I've ever read has a "We can ban you for any reason, or no reason, are under no obligation to disclose any reason." line somewhere in it.
HN's for example
> We reserve the right, at our sole discretion, to change or modify portions of these Terms of Use at any time.
> You acknowledge that Y Combinator may establish general practices and limits concerning use of the Site,
> You further acknowledge that Y Combinator reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.
> Y Combinator reserves the right to investigate and take appropriate legal action against anyone who, in Y Combinator’s sole discretion, violates this provision, including without limitation, removing the offending content from the Site, suspending or terminating the account of such violators and reporting you to the law enforcement authorities.
> Isn't this practically every TOS though?
Not even close. Even OpenAI and Anthropic aren't bad enough that they claim literal ownership of your inputs and outputs.
> HN's for example
You're not paying to use HN. Getting banned here has essentially zero consequences.
If Z.ai uses its absolute powers to ban you because you wrote a review about them or something, then you lose actual money. This is especially relevant if you're looking to take advantage of their discounted yearly payment option.