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bryanlarsentoday at 6:30 PM1 replyview on HN

It's really nice to see a simulator that removes the home country bias. So many of these types of simulations use American data. But that's pretty extreme cherry-picking: America has had a pretty exceptional run these last 100+ years. Any retirement simulator cannot assume that America's exceptional growth will continue. Maybe it will, but you cannot plan on a maybe.


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nhootantoday at 7:11 PM

Thanks, that's most of why I built it. A US only backtest is one draw where you already know who won. This is 25 countries over 125 years, block bootstrapped with the domestic country resampled, so something like Japan after 1990 shows up.

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