Risklytics are taking the boring, sensible approach of being a broker, modernizing the application process to broaden the type of clients that can be underwritten.

Corgi are taking the batshit insane approach of insuring clients directly through an esoteric insurance structure that dodges regulation.

Choosing Corgi over a typical broker is playing with fire.

https://reticulating.substack.com/p/ycombinators-corgi-insur...

We focus on hardtech mainly, robotics, manufacturing, physical products. Corgi has not broken into this space as much as we hope to as these clients are typically much harder to insure than pure software companies. Also insurance is big: over $1.7 trillion dollars of premium was written last year.