It's really not, for common/minor issues. I use a little cash-pay clinic in a MCOL area and mostly spend <$100, never over $200, per visit. Also, my wife recently had some major dental work done, and it was about $350. All of this without getting insurance involved.
There are definitely ways to rack up big bills fast, though, just by being unlucky.
> cash-pay clinic
I’ve never heard of this. Private practice? If so, count your blessings until they get hoovered up by PE and quadruple their prices overnight.