PayPal originally was convenient as it saved you from filling in card details each time and also allowed sending payments for private transactions using only an email.

Since then Apple Pay/Google pay/browser wallets have taken a big chunk of its fast checkout advantage

And mobile banking apps/instant transfer have taken out chunks of the private transactions, and more so as consumer to consumer transactions often had the parties using PayPal gift mode to avoid fees but that also then had zero protection.

The 2020’s is much more crowded than 1990’s and 2020’s decades

Also its was its partnership with eBay that made it dominant and eBay no longer promote PayPal as preferred payment method.

Maybe we’re doing different things or in different regions, but I rarely see pay with PayPal now.

The other consistently supported thing is card numbers. I generate virtual card numbers for every merchant, no need for some suspicious interloper. For non-recurring or one-off transactions -- new virtual card for each purchase.

Are you in Germany by chance?

>What makes them dead? It's still the only consistently supported thing I encounter online.

online is dead too, no app uses paypal, and plenty of online merchants take credit cards more than paypal; they even offer their own credit cards.

paypal hasn't innovated at all in over a decade, and people are scared of the way it will hang on to your money with little recourse.