Yeah, I feel like what these files do is not that difficult to understand; it's just context that the agent will pick up and use pretty much the same as any other context it has. No, it won't deterministically prevent things with a static check, but it will work about as well as just manually telling the agent "don't do X" as part of the prompt. The fact that it's a "mostly works" mechanism rather than a "guaranteed to always work" mechanism is pretty much the same experience that using an LLM gives in general, and while that requires a bit of thought about how to use it, it's still good enough to be useful for a lot of things.
Before LLMs, I found "mostly works" systems like this to be incredibly sketchy and not worth using. The main thing I've had to learn in this past year is that what I thought was an ironclad rule turned out to be only a heuristic that was useful before but not always helpful, because empircally as much as I might find the lack of determinism jarring, in practice these tools are genuinely good enough at what they do to be worthwhile to use, as long as you're making sure not to use them in ways that the occasional failure costs more than just some wasted time.