"The environment" is not "environment variables" and not ".env files"
For cloud services, it would typically be called a vault. But it could also be a hardware security module (HSM) with bring-your-own-key (BYOK, eg for certificates.)
Ansible also calls it a vault and encrypts it with a password — that file you can check into version control.
Confidently wrong. Did you read the source I linked?
> The twelve-factor app stores config in environment variables