One thing I'd like to try is MoE offloading: I have 2x32 GiB of VRAM and 128 GiB of DDR5 running at 4800 MT/s (only 2 channels though). I've seen people post difficult to believe MoE offloading results albeit a decently long time ago with older models. Maybe there is a quant that would fit with MoE offloading?
That said, I am guessing my problem is not enough RAM - but this poor consumer platform struggles to do memory training with 128 GiB as it is.
Now I surely regret not having gotten Threadripper and 256 GiB of RAM in the before-times.
My measurement was with MoE offloading, but there's only so much you can keep on-GPU with a 200GB quant and 48GB of VRAM. It's hard to overcome the CPU/RAM bottleneck.
For what it's worth, all of my hardware was used; I think, all-in, I'm probably at around 3k-4k USD? Not cheap, but also not the worst for something relatively versatile.