The point is that we have a group of humans that are incentivized to live in an area that isn't safe to live, full stop.

Said with tongue firmly planted in cheek:

"The Himalayas are the highest, youngest, and most unstable mountain system on Earth. Let's terraform these bastards to extract energy and incentivise people to live there. They can build these giant, terribly unsafe, concrete buildings right on the bank of a river fed by a an unstable glacier. Let's also have one way in and one way out! The mountains are too steep for meaningful egress upward, so rock crawl your way out there for the bi-seasonal melt floods!!!!"