I have been using Sony Xperia's since the Pixel 1 phased out the headphone jack, and the Xperias have had better 3.5mm jacks than even many dedicated DACs.
Physical SIMs being phased out seems to be primarily a US thing right now, but if that happens I'm just gonna stop using phones entirely.
If you want to glue a usb hub, DAC and card reader to your phone, go ahead, but I'd consider that a little bit inconvenient.
Seriously, the latency on wireless and usb-c headphones is so unpredictable that for lecture recording at hacker conferences they've now been banned for both live video/audio production and for video editing, with 3.5mm as the only option going forward.
For what it's worth, Apple's cheap (<$10) 3.5" adapters tend to have excellent audio quality and should work with Android devices.