True, but they're still friction to be reduced here.
What I desperately want is for 1password or stripe or even Google who already has much of my data, to o come up with a secure solution for online purchases with agentic credit cards where I can effectively get a phone prompt to authorize a purchase while the agent can fully own the checkout flow.
I have seen various things coming on the market for this, but none of them appear aimed at a consumer audience. And I am a firm believer at this point in keeping my payment authorization and history and credentials harness agnostic.