There are always complaints on here about how Google is only paying $X for vulns. One advantage of decentralized digital money is that its bug bounties are self funding and the payout amount researcher-controlled.

I'm not sure if there is actually any evidence of this? Criminals do very well without crypto. If you look at percent of the economy that is fraudulent, it is quite large. If you look at percentage of crypto economy that is fraudulent, it is surprisingly similar

This is a centralization failure. Please learn more before commenting.

That is a natural consequence of banks and governments losing power. That power balance shifts towards the citizens... some of whom are criminals.

The coin fanboys will argue that the bankers and government were criminals as well.