XFinity has some bullshit where your router provides an AP for other XFinity members.
My understanding is that it uses bandwidth you aren't paying for to carry this signal rather than using up what you paid for, but still it's been there for something going on ten years.
That was the moment I bought my own cable modem instead of using theirs.
IIRC, BT does this in the UK (via the EE Wifi program).
So don't give it your Xfinity creds? My understanding is that Xfinity doesn't let just anyone connect to that network.