Why? Insurance companies use detailed risk data. If they discover that letting you drive your own car is a much higher risk than an auto-drive, why should they not be allowed to account for that?

Insurance companies aren't political -- they charge for whatever costs more.

I agree with your first statement but certainly not with the second. Rates for human drivers should and will skyrocket. Individual states may try to push back with regulation but it won't succeed in the long-term

There should be laws taxing people who insist on driving themselves. And the money should be used to subsidize people who switch to self-driving or install automatic assisted systems on their old cars. That'd partially mitigate the externality generated by human drivers.

Incumbent rent-seekers want regulatory capture to insulate them from externalities. Dog bites man.

No there should not. Human drivers kill a million people every year. WW1 killed 15-22M.

The law put into place would be that the people who put autonomous cars on the road would risk their freedom and safety just as much as a driver if that car causes an accident through their neglect.

This will never happen, because the entire purpose of the corporate structure is to avoid responsibility.

How selfish. Why should I, someone who wants a safer AV, subsidize those who are riskier drivers?

Extremely selfish.