I wonder what kind of life the author has in order to start 9 disputes worth $12k in just 7 months.
The only dispute I had in the last year is some $3 tweezers I ordered on Amazon that never shipped, and Amazon automatically reimbursed the money.
I mean…did you read it? Half was pre-exiting debt owed to the IRS from before the seven month period, auto repair, and medical bills for their wife are the big ones, all of which are within normal for an average Joe
I've not had disputes worth that much in nearly 40 years on this earth. Makes me wonder whether this is just some exaggerated nonsense. The article is certainly written by an LLM.
Granted, the total is a bit of a reach as "disputes". The bulk of it was IRS + insurance claims. The rest were companies not giving me what I very clearly paid for.
A year with only a $3 problem in it sounds nice, honestly.
If you leave off the IRS one, I run into little issues all the time. I tend to take the time to fill out the form on principal.
I recently switched car insurance carriers. My old carrier required a phone call to my agent, which I made, but then they never stopped billing me. It took more phone calls to sort it out, I was right in the end. I ended up with a check rather than a bill.
Maybe I'm old and jaded, no corporation is going to take advantage of me without a fight.
Start a SaaS and you'll discover there are a lot of them leading this life.