I have tried to forego swap because I had hoped that it would avoid swap thrashing, where performance goes into the toilet; I'd rather a process was killed but I could still access the system, than be unable to login to it.

But I've found that even with no/little swap, the system can get into high memory pressure situations (even easier because it can't swap out unused pages of libraries and the like), and still go into a sort of thrashing state even though it isn't swapping.

My main workstation is a Dell XPS15 with 32GB of RAM and I had 8GB of swap on it. About every month the system load would skyrocket even though it had plenty of mem+cache+swap available. If I killed off my browser and slack, load would return to normal, and I could use the system for a few more days or a week before it happened again.

I struggled with this for a year or more, before (for reason's I don't remember), I added another 8GB of swap. Within the next day 80% of the extra swap was used right up. I decided to swapoff that new file and create a 64GB swapfile and just see what happened. It got to around 20-30GB IIRC before it leveled off. And, more importantly, over the next 100+ days I never had that thrashing happen again.

That was with Ubuntu 22.04. I just recently (May-ish) switched over to a NixOS setup with 64GB of swapfile, and it's been very stable.