You think they were doing it on purpose every time someone is in an accident, or you think every time someone says "accident", they're referring to or you're purposely missing the nuance to make a point nobody agrees with, or you think that people in general are not annoyed when someone drives recklessly?

If it's the first, I dunno - you're wrong. People aren't. If it's the second, aside from insurance fraud, nobody is trying to fuck up their day and lose a functional car in the process, maybe getting seriously injured. If it's the third, you're just being annoying and nobody will take your point seriously if you can't make it more saliently. If it's the last, go check out reddit. There are at least half a dozen subs where people post bad drivers and everyone in the comments is collectively grumbling.