alt Hacker News> Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever
Here in New Zealand you aren’t required to have insurance at all, although every gets healthcare and lost wages paid for (ACC) in cases of injury, which is a kind of insurance.
So in order words, non-drivers are forced to subsidize drivers (who risk the lives and property of others)?
Here’s a comparison of US public subsidization of the costs of driving, from the same blog:
https://maxmautner.com/2026/09/10/paying-for-driving.html