alt Hacker News> In-car dongles that track jerky driving, crash event recorders, and driver monitoring systems now let an insurer observe behavior directly and price it.
Uh, but not in California, because of 1988's Prop. 103. Telematics for insurance pricing are completely unavailable in California.
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mslate • today at 12:46 AM
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Because of Prop 103 California has reasonable insurance rates especially considering cost of living. California's laws and regulations are oriented around forcing people to have at least some coverage. I suspect that the laws annoy insurance companies because they conflict with MBAs craven impulses. But those impulses when not pushed back against eventually result in collapse.