Isn't the thermal cycling greater outdoor than indoor because of the differences in the outdoor temperature between day and night? So most ordinary materials indoors should be fine with a delta of even 10 Kelvins/10 Celsius/18 F.

All of the material thermal failures I can think of come from localized and more extreme sources: electronics, lightbulbs, washing/drying clothes, washing dishes in a dishwasher. Water below freezing point too, but that's because the temperature fell below a threshold. None of these are from heating or cooling rooms directly with HVAC.

Sounds expensive at the equivalent rate of 38 cents a kilowatt hour that I pay during the day.

How about sleep? Ideal temperature is 18C.