If this consistently has happened at every place you've worked in your career, I think you're luckier than you realize. Independent of the implementation, it's also still interesting as a sign of what might be supported for users down the line; I don't agree that this is how they'd write the code if they never expected to allow another provider, and other comments in the thread have already provided some insight into what the context might be (e.g. EU market).
alt Hacker News
If this consistently has happened at every place you've worked in your career, I think you're luckier than you realize. Independent of the implementation, it's also still interesting as a sign of what might be supported for users down the line; I don't agree that this is how they'd write the code if they never expected to allow another provider, and other comments in the thread have already provided some insight into what the context might be (e.g. EU market).