There are plenty of people on this board that aren't $200K+ software engineers. The median pay for my local area in the US is $35K at best, assuming it has risen the last few years.

Do we live in different worlds? I can't think of a single meaningful way my comfort has increased in the past 25 years. In fact, with the rise of the homeless and mental health crises, the encroachment of more and more people who have no business touching computers into cyberspace, the increased relevance of flash mob power on the internet, I would say my comfort has been actively degraded on a fundamental and significant level.

On a broader timescale, we can take a look at the fact that goods which were designed to be affordable and mass-produced have been elevated to refined luxury goods, like the Herman-Miller Eames, as an indicator that material standards have fallen very far. Not the least of which because of an ever-dwindling labor share of capital (beginning in the 1970s), which silently impoverishes working households and degrades their comfort while being completely invisible to an uncareful eye on paper.

Much of the major boons of comfort were established prior to the transition to shareholder capitalism. Things like e-commerce, IoT, online banking, these are for the birds. Meaningful advances are things like HVAC and refrigeration, ubiquitous motorized transport, electrical lighting.