It's cleaner to hold some of a corp's money in escrow if they're handling IDs, to ensure they can't avoid fines via bankruptcy.
Fines on the scale that it might be reasonable to reserve escrow funds for are just "cost of doing business" fines.
Companies typically have insurance policies to cover this kind of stuff.
Fines on the scale that it might be reasonable to reserve escrow funds for are just "cost of doing business" fines.