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watwutyesterday at 8:05 PM1 replyview on HN

Driving badly or dangerously gets you in prison. Insurance is not there to ensure road safety. Road safety is enforced by punishments.


Replies

petcatyesterday at 8:07 PM

Nobody is talking about criminal wreckless driving.

We're talking about assurances that you're going to be able to cover damages if you rear-end a sedan and cause $8,000 in repairs. That's why you're required to drive with insurance coverage.