It is playing nice to criticize things. It's not just "different priorities", passkeys have intentional trade offs which cause them to be "more secure" but in ways that users do not want because it negatively affects them. The intentional trade off made in the name of "more security" makes them wildly inconvenient and risks causing massive lockout. Like removing all the staircases from people's homes and replacing them with climbing walls all in the name of "security". You can't just diffuse that by say "well we want banks to be more secure, we have different priorities."

I am already seeing my "normie" friends getting locked out of accounts due to not understanding passkeys. If they don't have their phone, or it's dead, or it breaks, or is stolen, they just can't access their account anymore. They have no idea how they work or what they're trading off, nor do they understand that they should have prepared for this scenario ahead of time somehow. Upon telling them "yeah you have to use your phone now that you have a passkey" they all universally say "wtf, that's stupid, I never want to have that happen again, I will never use a passkey again."

Passkeys should never have been built for general audiences, they are a huge mistake, I hope they cease to be relevant and die due to everyday folks realizing they're inconvenient and the "more secure" gains ain't worth it for the usability nightmares.