You have the money, you just don't have the contacts or skills to find a good designer which charges you a fair price. Big design firms will rip you off. Their job is to get corruption contracts from the public sector or big enterprises, and then reward their insider later with a nice fake job.

Saying you don't have the money for a designer is a bit like saying you can't go on business trip because the company can't afford to purchase a jet airplane right now.