I saw it alot in the fake KYC world, phantom commodities trades

and all those things listed wouldn’t be prosecuted, as long as you don’t touch mortgages

I would say KYC in general is a joke and nobody cares, as long as FinCEN and the DOJ believe KYC is working. But as far as the peddling of forged PDF’s go, very common, just not at the point of where the more damaging crime occurs ….. except in mortgage fraud, where that crime explicitly considers the fake employment letter to be the crime