Which Android though? AOSP doesn't have ads. But Samsung phones are full of ads for their own and other's services (McAfee VPN, McAfee security scan, OneDrive, etc.). I heard that Chinese phones are similar. Even Pixel pushes Google One in places.
The primary exceptions are GrapheneOS and Lineage, but it's not like people can buy a phone with them in the store (yet).
Moto phones are relatively ad free. There's a few (removable/disableable) apps on it at stock that have ads, the rest is all good.