In USA, folks who check their statements monthly are at little risk of immediate financial pain there.

When your lifetime of credit card transactions leaks, that could be financially painful, embarrassing, etc. (can be discriminated against, including with pricing)

I do dislike creating a log of where I park on some random company’s server. Nice that ALPRs/govt.-funded corp spycams/Ring/etc. make sure the quarter method is minimally marginally effective at protecting privacy.