We will tolerate it. Companies will make robust identity verification schemes to enable agentic commerce. And it helps reverse hacking, making it a no-brainer.

Let's say my cryptosig gets hacked by SkyNet, or my agent goes rogue. Either way someone files a million loan applications in my name! Normally my agent uses that to buy $200/month of Funko pops, or negotiate my recent purchase of a used car.

I get the notification from my cryptosig company. I freak out, report as fraud, and wait.

They comp the $3000 advance on my loan the scammer managed to withdraw, and I get off scott free, changing nothing about my behaviour.

If cryptosigs meant I am liable for someone stealing my identity like in 2026, I wouldn't use them. I'd negotiate everything myself with document scans, or god-forbid go in person since only I can legally bind myself under my own name.

That sucks! Nobody gets a commission when I make deals with a government ID. Startups don't even allow it as cryptosigs are more secure than scanned passports.

I don't want to do that either. When I was 18, I got swindled by a human salesperson into a $1400/month 27% APR muscle car when human soldiers got signing bonuses. It was face-to-face and they were smarter.

When I let AI own the budget, it leased me a mostly depreciated BMW from another AI for $500/month. The models are mostly the same now and always settle close to the Nash equilibrium.

I was so grateful that I selected a 40% tip for the AI. I wouldn't want to make things awkward with the companion I spend 8 hours a day talking to, after all. To avoid a conflict of interest she only accepts voluntary fees.