that smells like bullshit to be fair. if you have a system that makes errors over 90% of the time then you have a system you can leverage to make fewer errors.
the situation would have to be very particular/contrived for that not to be the case.
What if you want errors to happen, e.g. deny care, bomb civilians; in that case 90% error rate is what you want, and plausible deniably so!
What makes you think they are financially motivated to make fewer "errors" (improper denial of care while keeping premiums)?
> the situation would have to be very particular
The situation is very particular. When the system makes an error, I make a bigger profit. If the system made fewer errors, it would approve more things that cost me money.
Why do you think I'm motivated to make fewer errors under that situation?