> Insurance is already required to cover preventive care services which are justified by a clear cost-benefit analysis at no cost to the patient.

I am clearly not saying they literally don’t cover any preventative care. I think most people agree that insurance companies’ idea of what is “justified” is far too narrow. What is “clear” is also often very opaque. That’s the issue I’m pointing to. US health insurance is a terrible experience.

And who cares if the analysis costs me nothing? Why is that something I should be grateful for?