> How are the "wealthier ... stealing [our] money"?

Wages not catching up with inflation? Everything getting more expensive? The BBB giving massive tax cuts to the rich, while cutting government programs (which are a form of redistribution)?

> We get to choose

Up to a point, and it's naive to think that people are getting poorer only because of bad personal choices. The younger generations not being able to afford homes isn't because they're all bad with their finances. Treating housing as a speculation vehicle instead of an essential commodity is a political choice, and it was made by a political class completely permeated by moneyed interests.

Look, you don't even need to know about the "how". The gini index is getting worse, billionaires are turning into trillionaires while public infrastructure and social services are crumbling. It's natural, and correct, to connect the dots.