I don’t think accusations of lying add anything productive to the conversation, but thanks. We have different circles of friends with different financial circumstances and that’s OK. There are plenty of stories if you would care to read more:

https://www.reddit.com/r/whitecoatinvestor/comments/1jayeai/...

Residency match rates for American graduates from American MD or DO programs are more like 93%. Also worth considering that thousands of Americans go abroad for medical school due to limited seats in the US. For American IMGs the match rate is only 70%. If you dig into things a little bit further, it’s actually worse than that because the figures do not include applicants who did not submit a rank list because they did not receive any interviews.

I agree that the vast majority are able to match into a residency program, but I certainly would not consider that “almost zero financial risk”

https://www.nrmp.org/about/news/2026/03/nrmp-releases-result...