Plan mode still earns its keep when the blast radius is high.
For a one-file change I don’t bother. For anything that touches auth, payments, or a shared schema I still want the plan written down first — not because the model can’t figure it out, but because I need a moment where I can still say “no” before it starts editing.
The mode was never really about making the model smarter. It was about making the human stop and look.