This information comes from the card issuer directly, after the transaction has completed. It usually requires the mobile banking app to be installed.

The wallet app has a way to get the information, but it’s not from the tap itself. The tap interaction is not able to provide this information back to the phone (because the transaction auth happens long after the tap interaction completes).

Taps are designed to work with fully offline devices (which is why you can tap a plastic card, it is powered by the card terminal for the duration of the tap only, and requires no online interaction)

Man, its amazing how confident you are about this, considering I know individual people who independently work at Visa, Mastercard, AND Apple, who have worked on mobile payments who independently confirm that none of them know any personal info and that its all pass-through.

So, are you sure you know what you are talking about?