As a provider, I can add a tool or change instructions on my MCP server, and you'll get it on your next connection, sometimes even mid-session.
With a skill, updates depend on whatever channel delivered it to you. Whichever channel that is, it's out of my hands as a provider.
So, MCP solves the problem of coordinated distribution of updates to a larger subscriber base. Think inside of a company, for example. I don't have to go around and tell people to `git pull` their skills folder.